Free Insurance Quotes


Latest News

Clogged Rain Gutters Partly to Blame for Increased Home Insurance Premiums

It’s not something that many homeowners think about, especially as the winter months approach and the threat of snowy days drives us deeper into our cloisters. But what’s in your house’s rain gutters could have a huge impact on your ability to land affordable home insurance—especially if damage to your home from ice dams causes you to activate your home insurance coverage plan.

According to home maintenance experts, ice dams can cause a great deal more damage to homes than people think. Ice dams form during snowy and icy conditions, where backed up ice melt from your roof is prevented from draining completely due to debris clogging up your gutters. Over time, this can cause water to seep into the roof and walls of your home—and as a result of filing an insurance claim, you may wind up seeing a few more dollar signs on your yearly home insurance coverage bill.

To head off damage, homeowners are urged to clear their gutters of debris at least once per year before the arrival of ice and snow. Doing so can go a long way to ensuring affordable home insurance.

Related Articles

Tips on Staying Sane During the Insurance Claim Process 11/07/2011
Combining home and auto insurance is a great way to save money, and it can also save you a bit of sanity— especially when it comes time to pay the monthly bill. But all of that peace of mind ...

Read More →

How does the Insurance Company Determine the Cost of Each Driver on My Policy? 08/24/2012
Thanks to online comparison tools, car owners looking for the best auto insurance coverage can look at competing quotes from a range of insurance companies. Many wonder how a company determines the...

Read More →

Do you Need Full Insurance Coverage on High Mileage Cars? What are my options? 09/30/2012
Car owners with high mileage automobiles are often torn on how to proceed with their coverage. Thanks to online comparison tools that allow owners to look at different insurance companies, consumer...

Read More →